Enterprise AI built for finance that’s fast, secure, and scalable

Balance Sheet – Silicon Ridge Capital

Emerging Markets Performance – Q1 2025

Macroeconomic Overview and Key Developments

Global conditions in the first quarter of 2025 were dominated by rising trade tensions and divergent trends across emerging economies. The United States’ new administration threatened and imposed import tariffs, sparking trade war concerns that clouded the global outlook. The IMF’s April forecast cut global 2025 growth to 2.8% (from 3.3% previously) due to the tariff escalation’s direct and indirect effects.

Despite these headwinds, most major emerging markets continued to expand, albeit at differing paces, with domestic factors playing a key role in each:

• India: Growth momentum slowed slightly, prompting the Reserve Bank of India to cut its policy rate by 25 basis points to 6.25% in February – the first rate reduction since 2020. The RBI cited the need to support a softening economy while inflation was projected to ease to ~4.2% (near the 4% target) in FY2025. Indeed, inflation appeared well-behaved thanks in part to a good harvest, and the RBI maintained a neutral stance. One concern was the Indian rupee, which depreciated to record lows during Q1 under pressure from U.S. tariff threats. This contributed to foreign investors pulling funds out of Indian markets – a significant near-term development discussed further below. Overall, India’s GDP growth is expected to moderate to the mid-6% range (from ~7% in the previous fiscal year), and the government’s February budget continued to prioritize infrastructure spending to sustain domestic demand.

Welcome to BalanzAI—Let’s Make Finance Simple

Hi Warren,

Welcome aboard! We’re excited to have you with us.
BalanzAI was built to take the stress out of business finances—and we’re here to help you get the clarity you need to grow confidently.

Here’s what’s next:

✅ ⠀ Connect your accounts—it only takes 3 minutes
📊 ⠀ Explore your live cashflow dashboard
🧠 ⠀ Start running “what-if” scenarios to plan smarter

If you have questions or need help setting up, our team is just a click away.

Let’s make your financial decisions faster, clearer, and easier.

Warm regards,
The BalanzAI Team
support@balanzai.io

Summary of Uploaded Pitch Deck: BalanzAI—Series A Strategy

BalanzAI is building the financial command center for modern small businesses—a centralized, real-time dashboard that gives founders visibility into their cash, runway, and financial risk. The pitch positions BalanzAI as a layer above banks, cards, and accounting software—built not to replace other tools, but to make sense of them.

The core insight: small business owners aren’t financial analysts. BalanzAI simplifies what matters—upcoming burn, tax risk, payment bottlenecks—and presents that insight in plain language, with predictive scenarios for the months ahead.

The team highlights early traction with 500+ SMBs actively connected, tracking over $85M in financial activity. They’ve seen especially strong adoption among digital agencies and bootstrapped SaaS businesses—groups often too small for a full finance team but too complex for spreadsheets.

Key differentiators include:

• Instant cashflow projections powered by AI

• Partner APIs with banks, payroll, and tax software

• A “financial health score” for business performance at a glance

• Optional access to vetted accountants and funding offers